Terms & Conditions
Welcome to Bank Buddy India. By accessing and using our website www.bankbuddyindia.com, you agree to the following Terms & Conditions. Please read these carefully before using our site.
1. Acceptance of Terms
By visiting our website and using our services, you agree to be bound by these Terms & Conditions along with our Privacy Policy. If you do not agree, please discontinue using our website.
2. Use of Website
The content on Bank Buddy India is for informational and educational purposes only. We provide guides, reviews, and affiliate links related to credit cards, personal loans, savings accounts, and other financial products in India.
- You agree not to misuse the content or engage in unlawful activities through our website.
- You are responsible for verifying details directly with banks or NBFCs before applying for any product.
3. Affiliate Disclaimer
Bank Buddy India participates in affiliate programs with banks, NBFCs, and third-party platforms. When you click on affiliate links and apply for a financial product, we may earn a commission at no extra cost to you.
We do not guarantee approval or issuance of any credit card, loan, or savings account. The final decision rests solely with the respective bank or NBFC.
4. No Financial Advice
The content on this website is for general information purposes only and should not be considered as financial, legal, or professional advice. Please consult a qualified financial advisor before making financial decisions.
5. Accuracy of Information
We strive to keep all information updated and accurate. However, banks and NBFCs may change product features, charges, and eligibility without prior notice. Bank Buddy India is not responsible for any discrepancies or outdated information. Always verify with the official bank/financial institution before applying.
6. Limitation of Liability
We are not liable for any loss, damage, or inconvenience caused by the use of our website or reliance on its content. Your use of third-party links and financial products is at your own risk.
7. Intellectual Property
All content, logos, and graphics on Bank Buddy India are the property of our website unless stated otherwise. Unauthorized reproduction or distribution is prohibited.
8. Third-Party Links
Our website contains links to third-party websites (banks, NBFCs, or affiliates). We are not responsible for the content, privacy policies, or practices of these external sites.
9. Changes to Terms
We may update these Terms & Conditions at any time without prior notice. Continued use of our website constitutes acceptance of the revised terms.
10. Governing Law
These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in SAS Nagar(Mohali), India.
11. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us:
Email: query@bankbuddyindia.com
Website: www.bankbuddyindia.com
Effective Date: January 1, 2025