India’s Top Credit Cards 2025
Low annual fees, cashback, lounge access, rewards & more – compare the best in one click.
Apply Now
⭐ Best Credit Cards in India 2025
Amazon Pay ICICI Credit Card
Annual Fee: ₹0 (Lifetime Free)
Amazon Cashback, No Annual Fee
Apply Now
Credit Card FAQs
1. What is a credit card? +
A credit card is a financial instrument issued by banks that allows you to borrow funds up to a certain limit to pay for goods and services, with repayment options.
2. What are the benefits of using a credit card? +
Benefits include cashback, reward points, travel perks, fuel surcharge waiver, EMI conversion, and improved credit score if used responsibly.
3. What is the minimum eligibility to apply for a credit card? +
Usually, applicants must be at least 18 years old, have a stable income, and a good credit history. Salaried and self-employed individuals can apply.
4. What are the common fees on credit cards? +
Common fees include joining fees, annual fees, late payment charges, cash advance fees, and foreign currency markup charges.
5. How can I improve my credit score using a credit card? +
Pay bills on time, keep utilization below 30% of your credit limit, and avoid frequent late payments to build a strong credit score.